Pirats Gold

ATTACKING A TOWN BY SEA:
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Don't waste time trading shots with the fort, just rush in as quick as
you can, landing right at the fort (not nearby). Tack back and forth if
the wind is not favorable. If you take too long to land, most of the
gold will be hidden when you arrive. Some forts are almost impossible to
take due to harbor layout and wind conditions. It might be worth your
while to make a list of such harbors so that you don't waste your time
attacking them in the future. It seemed to me that you are only
attacking with one ship, and so no matter how many men you have, you are
only attacking with the men on the ship you use (I once had over 500 men
and attacked a port with 400 men, but when I landed I only had the 220
men that could fit on the frigate I attacked with.) Also, keep an eye on
your crew strength, as it drastically goes down when you take hits from
the forts.
* Lower your sails when sailing through waters with a lot of shoals.